Hi-Tech Precious Metals Refinery is pleased to provide you with information, content, tools, products and services on the Hi-Tech PMR websites, Client
Cloud Portal (also known "Smart Portal"), Mobile Application, as well as to their content including products, services, and data. These Terms and
Conditions also include important disclosures and information related to your use of Services and Products on Hi-Tech PMR websites, Client Cloud Portal,
and Mobile Application. Your use is subject to these Terms and Conditions.
These Terms and Conditions are a binding agreement between you The Customer (Owner and authorized personnel by the Customer “legal entity” with authority
to bind the customer with agreement with Hi-Tech PMR and all authorized users assigned in the client cloud system interface and mobile application) and
Hi-Tech Precious Metals Refinery. Your access to and use of this website constitutes your acceptance of these Terms and Conditions and any other legal
notices and statements contained on this agreement. Your use of Hi-Tech PMR websites, Client Cloud Portal, and Mobile Application are governed by the most
Hi-Tech PMR may modify these Terms and Conditions at any time and without prior notice. You should review the most current version these Terms and
Conditions by visiting Hi-Tech PMR main website www.hitechpmr.com and clicking on the Terms and Conditions hyperlink located at the bottom of the page.
Your (including all assigned users) continued access to and use of this website constitutes your acceptance of these Terms and Conditions as modified.
These Terms and Conditions are in addition to any other agreements between you and Hi-Tech PMR, including any customer or account agreements, and any other
agreements that govern your use of information, content, tools, products and services available on and Hi-Tech PMR websites, Client Cloud Portal, and
USE OF WEBSITES, CLIENT CLOUD PORTAL, AND MOBILE APPLICATION
You are hereby authorized by Hi-Tech PMR to view, download, copy and print documents and the graphics incorporated therein ("materials") subject to the
following restrictions and in accordance with any written agreement between you and Hi-Tech PMR: 1) the materials may be used solely by you for your own
business informational and business transaction; 2) all copies you make must properly attribute the appropriate source, including any copyright or other
proprietary notices originally shown or included in the materials; 3) you may not modify any of the materials found unless, nor attempt to pass off any
materials found as your own; 4) you may not use, reproduce or publicly display or perform, or distribute any of the materials for any commercial or public
purpose; and 5) you may not "mirror" or "frame" any portions in any other environment; Hi-Tech PMR reserves the right to terminate the access of any user
in its sole discretion, including users who do not observe these Terms and Conditions or who infringe or otherwise violate the rights of others.
The Hi-Tech Precious Metals Refinery websites, Client Cloud Portal, and Mobile Application are protected by applicable intellectual property laws. Except
as expressly stated herein, you may not without Hi-Tech's prior written permission alter, modify, reproduce, distribute or commercially exploit any
materials, including text, graphics, video, audio, software code, user interface design or logos, from any Hi-Tech Precious Metals Refinery Sites, Client
Cloud Portal, or Mobile Application. If you link from another website to an Hi-Tech Site, your website, as well as the link itself, may not, without
Hi-Tech's prior written permission, suggest that Hi-Tech endorses, sponsors or is affiliated with any non- Hi-Tech PMR website, entity, service or product,
and may not make use of any Hi-Tech PMR trademarks or service marks other than those contained within the text of the link.
The Hi-Tech Precious Metals Refinery Sites, Client Cloud Portal, Mobile Application, excluding third party content, are original works of authorship
published by Hi-Tech. Hi-Tech has the exclusive rights to reproduce, display, prepare derivative works or distribute. The names, logos, trademarks,
copyright and all other intellectual property rights in all of the material and software on this website are owned by Hi-Tech PMR. All third-party owned
materials contained on the website are reproduced with the permission of the respective owners.
VOID WHERE PROHIBITED
Although the Hi-Tech Precious Metals Refinery Sites, Client Cloud Portal, and Mobile Application are accessible worldwide, not all features, products or
services discussed, referenced, provided or offered through or on the Sites, Client Cloud Portal, and Mobile Application are available to all persons or in
all jurisdictions, or appropriate or available for use in certain jurisdictions. Hi-Tech PMR reserves the right to limit, in its sole discretion, the
products and services it makes available.
Hi-Tech Precious Metals Refinery reserves the right to change content, products and services, (including eligibility for particular features, products
and/or services) without notice.
THIRD PARTY CONTENT
Hi-Tech PMR websites, Client Cloud Portal, and Mobile Application may include general news and information, commentary, interactive tools, quotes, research
reports and data concerning the Precious Metals markets, other financial markets and other subjects.
Some of this content may be supplied by companies that are not affiliated with any Hi-Tech PMR Entity ("Third Party Content").
Third Party Content may be available through framed areas, through hyperlinks to third party web sites, or is simply published on the site. The Third Party
Content is protected by applicable intellectual property laws and international treaties and is owned by or licensed from the Third Party Content
Hi-Tech PMR does not explicitly or implicitly endorse or approve such Third Party Content. The Third Party Content providers do not implicitly or
explicitly endorse or approve the Third Party Content, nor should their content be construed as legal, tax or investment advice.
While Hi-Tech PMR makes every attempt to provide accurate and timely information to serve the needs of users, neither Hi-Tech PMR nor Third Party Content
providers guarantee its accuracy, timeliness, completeness or usefulness, and are not responsible or liable for any such content, including any
advertising, products, or other materials on or available from third party sites. Third Party Content is provided for informational purposes only and
Hi-Tech PMR and Third Party Content providers specifically disclaim any liability for Third Party Content available on the site, Client Cloud Portal, and
Mobile Application. You will use Third Party Content only at your own risk. THE THIRD PARTY CONTENT IS PROVIDED ON AN "AS-IS" BASIS. THE THIRD PARTY
CONTENT PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS
FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.
THE THIRD PARTY CONTENT PROVIDERS AND THEIR PARENTS, SUBSIDIARIES, AFFILIATES, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS OR EMPLOYEES SHALL NOT BE
LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THE USE OR THE INABILITY TO USE THE THIRD PARTY
CONTENT, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE DAMAGES, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES.
ACCURACY OF INFORMATION AND CONTENT
While Hi-Tech PMR has made every effort to ensure the accuracy of the information and content on our websites, Client Cloud Portal, and Mobile Application,
the information and content are subject to change without notice. Hi-Tech has taken reasonable measures to ensure the accuracy of the information and
content on the Websites, Client Cloud Portal, and Mobile Application. However, Hi-Tech PMR does not guarantee its accuracy, and will not accept liability
for any loss or damage that may arise directly or indirectly from the content or your inability to access the Websites, Client Cloud Portal, and Mobile
Application for any delay in or failure of the transmission or the receipt of any instruction or notifications or trade confirmation sent through the
Website, Client Cloud Portal, and Mobile Application.
ACCURACY OF TRANSACTIONS AND ACCOUNT CONTENT
While Hi-Tech PMR has made every effort to ensure the accuracy of the information and content on the Client Cloud Portal and Mobile Application; in the
event of error or mistake; Hi-Tech PMR has the right to edit, correct, or modify the details of any transaction, including but not limited to settlements,
financial ledger, current balance, pool account balances, pool cash out transaction/confirmation, Advance lock-in transaction/confirmation, purchase
invoices, account information, client bank information, offered items information, offered items prices, offered items specials, the detailed content of
any transaction without notice at any time, etc. In such occurrence, Hi-Tech will not accept liability for any loss or damage that may arise directly or
indirectly from the content.
EXCLUSION OF WARRANTIES
Hi-Tech Precious Metals Refinery DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES ABOUT THE HI-TECH PRECIOUS METALS REFINERY WEBSITES, CLIENT CLOUD PORTAL,
AND MOBILE APPLICATION, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE
HI-TECH PRECIOUS METALS REFINERY WEBSITES, CLIENT CLOUD PORTAL, AND MOBILE APPLICATION ARE MADE AVAILABLE TO YOU "AS IS" AND "AS AVAILABLE" AND HITECH
PRECIOUS METALS REFINERY DOES NOT WARRANT THAT ANY DEFECTS OR INACCURACIES WILL BE CORRECTED.
Hi-Tech PMR DOES NOT WARRANT THAT THE Hi-Tech PMR websites, Client Cloud Portal, and Mobile Application WILL MEET YOUR NEEDS, OR THAT THEY WILL BE
UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE. Hi-Tech PMR ALSO MAKES NO WARRANTY THAT THE RESULTS OBTAINED FROM THE USE OF THE Hi-Tech PMR websites, Client
Cloud Portal, and Mobile Application WILL BE ACCURATE OR RELIABLE, OR THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED
OR OBTAINED BY YOU THROUGH THE Hi-Tech PMR websites, Client Cloud Portal, and Mobile Application WILL MEET YOUR EXPECTATIONS.
DISCLAIMER AND LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY LAW, Hi-Tech PMR WILL NOT BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, DIRECT, OR INDIRECT DAMAGES (INCLUDING
BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THE Hi-Tech PMR websites, Client Cloud Portal, and Mobile
Application AND THIRD PARTY CONTENT, INCONVENIENCE OR DELAY). THIS IS TRUE EVEN IF Hi-Tech PMR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR
EXCEPT AS OTHERWISE REQUIRED BY LAW, Hi-Tech PMR WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS RESULTING FROM A CAUSE OVER WHICH SUCH Hi-Tech PMR
DOES NOT HAVE DIRECT CONTROL. THIS INCLUDES FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATIONS LINES (INCLUDING TELEPHONE, CABLE, WIRELESS
SERVICE, AND INTERNET), UNAUTHORIZED ACCESS, VIRUSES, THEFT, OPERATOR ERRORS, SEVERE OR EXTRAORDINARY WEATHER (INCLUDING FLOOD, EARTHQUAKE, OR OTHER ACT OF
GOD), FIRE, WAR, INSURRECTION, TERRORIST ACT, RIOT, LABOR DISPUTE AND OTHER LABOR PROBLEMS, ACCIDENT, EMERGENCY OR ACTION OF GOVERNMENT.
IF YOU LIVE IN A STATE, COUNTRY OR JURISDICTION THAT DOES NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SOME
OR ALL OF THESE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.
As a condition of your use of the Hi-Tech PMR websites, Client Cloud Portal, and Mobile Application, you agree to indemnify and hold Hi-Tech PMR and its
Third Party Content providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys'
fees) arising from your use of the Hi-Tech PMR websites, Client Cloud Portal, and Mobile Application, or from your violation of these Terms.
It is your obligation to keep Hi-Tech PMR accounts numbers and passwords confidential. You acknowledge and agree that any instruction or communication
transmitted to you or on your behalf via any Hi-Tech PMR websites, Client Cloud Portal, and Mobile Application is made at your own risk. You authorize
Hi-Tech PMR to rely and act on, and treat as fully authorized and binding upon you, any instruction given to Hi-Tech PMR that Hi-Tech PMR believes to have
been given by you or on your behalf by any agent or intermediary whom Hi-Tech PMR believe in good faith to have been duly authorized by you. You
acknowledge and agree that Hi-Tech PMR shall be entitled to rely upon your account number and/or password to identify you and agree you will not disclose
this information to anyone not duly authorized by you.
TERMINATION OR SUSPENSION
Hi-Tech PMR reserves the right to terminate or suspend your usage of the Client Cloud Portal and Mobile Application at any time, for any reason, with or
without cause and without prior notice.
EFFECT OF TERMINATION OR SUSPENSION
Hi-Tech PMR will not be liable for compensation, reimbursement, or damages in connection with your use of the Client Cloud Portal and Mobile Application or
services, or any termination or suspension of the account or services. If your use of the Client Cloud Portal or Mobile Application is suspended or
processed through the use of the services in the Client Cloud Portal and Mobile Application, (b) to immediately stop using the Client Cloud Portal and
Mobile Application, (c) that neither Hi-Tech PMR nor any Provider shall be liable to you or any third party for termination or suspension of access to the
Client Cloud Portal and Mobile Application or the services or deletion of your information or account data.
If for any reason any provision of these Terms and Conditions is deemed invalid or unenforceable, that provision will be enforced to the maximum extent
permissible, and the remaining provisions will remain in full force and effect.
GOVERNING LAW AND JURISDICTION
Unless otherwise agreed, these Terms and Conditions and their enforcement are governed by the laws of the state of Texas, without regard to principles of
conflicts of law, and shall inure to the benefit of Hi-Tech's successors and assigns, whether by merger, consolidation, or otherwise. This is the case
regardless of whether you reside or transact business with Hi-Tech PMR in Texas or elsewhere. Unless a dispute would be governed by an applicable
arbitration clause, you irrevocably agree to submit to the jurisdiction of the federal and state courts located within the city and county of Dallas, Texas
and hereby waive any objection to the convenience or propriety of venue therein. Provided however, that nothing herein shall prevent Hi-Tech PMR from
bringing any action in the courts of any other jurisdiction.
MODIFICATIONS TO THE TERMS AND CONDITIONS
Hi-Tech PMR reserves the right to change the terms and conditions for using the website, Client Cloud Portal, and Mobile Application at any time with or
without notice by posting such changes on www.hitechpmr.com website. You are responsible for regularly reviewing these terms and conditions for any
modifications and agree to be bound by the same.
A. General Information Related to Guests and Customers